Revolving and Un-secured micro-loans

We can pre-qualify you for these options with minimal hassle or documentation.
To apply, please use the form below or contact your Project Manager for the appropriate application form.
We will need a copy of your driver’s license, recent paystub, and completed 1-page financing application to proceed.

Maryland Clean Energy Coalition (MCEC) – (MD Residents only)


  • MCEC HELP Loan Program
  • Home Energy Loan Program (H.E.L.P.)
  • Up to $20,000 max. No condos.
  • An interest rate of 6.99% is available for consumers completing an energy audit and upgrading duct sealing and insulation if called for in the audit.
  • An interest rate of 9.99% is available for consumers who do not have an audit but are replacing equipment with ENERGY STAR rated equipment.
  • External Application Link:

GreenSky Credit


SunPower Solar Financing


  • Up to $35,000 max
  • Up to $55,000 with no prepayment penalties
  • 10-year loan terms rate range from 2.99-6.99%
  • Only available on SunPower solar module systems

GE Money (EGIA Geosmart Financing – unsecured up to $25,000)


  • 12-months deferred interest – one of our most popular financing options
  • Up to $25,000 max
  • Up to 5 year financing terms, rates range from 6.99-13.99%

reel Residential Financing – unsecured up to $35,000


  • Finance Amounts of $1,000 to $35,000
  • Low-interest rate options for 1-10 years
  • Up to $35,000 max
  • Additional terms and conditions apply
  • info

DOE Be Smart Loan Program (MD Residents only)


  • DHCD’s Be SMART program, funded through the US Department of Energy’s Better Buildings program, provides increased comfort, safety and affordability to buildings in Maryland through energy efficiency improvements.
  • Credit score of 640 or greater
  • Credit score of 640 or greater
  • Debt-to-income ratio of up to 50%, verified by lender
  • ARRA funds to buy down interest rate for special financing extended to income qualified homeowners in MD. EDGE Maintains a Davis-Bacon compliant work force and can work on ARRA funded projects.
  • BE SMART website HD Housing:

Legal Disclaimer

These credit lines are provided by EDGE Energy affiliate lenders, and we do not hold or service any of the debt which results from these options. Billing questions should be directed to your lender.

Financing Legal Disclaimer

Not all consumers will qualify. EDGE takes applications from customers and submits them to various financing lenders and/or bank underwriting departments and charges a small fee for this service. These credit lines are provided through affiliate lenders, and EDGE does not hold or service any of the debt which results from these options. Billing and payment questions should be directed to your lender.

To Upgrade Your Home, Contact EDGE Energy Today!

(888) 586-3343


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Due to the health and safety of our employees and customers, EDGE will be operating with minimum staffing thru April 13. Feel free to contact our office at (888) 586-3343.