Which upgrades cut summer cooling costs the most?

If you’re paying an arm and a leg to keep your home cool this summer, you probably want to know what you can do to bring your bills down.

This article ranks four upgrades by how much they reduce summer cooling costs.

  • Attic insulation
  • Crawlspace / basement insulation
  • Wall insulation
  • Windows

Please note! We’re only talking about rankings for an average home. If you’re curious about what matters most for your home in particular, give us a call at: (888) 586-3343 or send us a message anytime.

EDGE Energy stands out as a six-time ENERGY STAR Contractor of the Year. Since 2006, we’ve completed more than 5,000 energy-saving projects in Maryland, Washington D.C., and Virginia,

#1 Attic insulation

Attic insulation typically has the greatest impact on reducing average summer cooling costs in residential homes, as it directly combats radiant heat gain from the roof and minimizes the stack effect that pulls hot air into living spaces.

This can lead to savings of 8-12% or more when combined with air sealing or radiant barriers in hot climates.

attic insulation installation

#2 Crawlspace / Basement insulation

Crawlspace or basement insulation ranks next, particularly in humid regions where sealing and insulating vented crawlspaces prevents moist outdoor air infiltration, reducing latent cooling loads and overall energy use—sometimes having the most significant effect on summer performance among envelope upgrades.

#3 Wall insulation

Wall insulation follows, addressing conductive heat transfer through exterior surfaces, which can contribute to steady heat gain but is generally less dominant than roof or underfloor issues in cooling scenarios.

#4 Windows

Windows have the least relative impact among these, as while they account for 25-30% of total residential cooling energy use via solar heat gain and conduction, upgrades like low-E replacements often yield lower ROI (60-70%) compared to insulation measures (100-200%), and savings are more noticeable in homes with very old single-pane units.

Cooling Costs: The Bottom line

This ranking aligns with principles from ENERGY STAR, DOE, BPI, and Krigger’s Residential Energy textbooks, which emphasize starting with extremes like attics (top of the neutral pressure plane) and underfloor areas for both heat flow and air leakage.

We also give careful consideration to climate-specific nuances. For example crawlspaces shine in humid summers for dehumidification benefits, but windows may edge them out in arid areas with high solar exposure.

Overall savings from these upgrades can reach 15-20% on cooling bills, but air sealing should accompany insulation for maximum effect, and site-specific factors like accessibility and existing conditions influence the exact SIR.

If this question is for a particular house, a BPI-certified audit would refine the priorities in addition to pre-qualifying them for local utility rebates like those in Maryland or DC.

Start by giving us a call at (888) 586-3343, or send us a message anytime:

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